Black Diamond Prepaid Visa® Rushcard Review

Black Diamond Prepaid Visa® Rushcard Review
The Black Diamond Rushcard is a prepaid Visa debit card that offers a variety of benefits to card members. This card is available to anyone regardless of your credit history. You can even have bad credit and still get approved. As a matter of fact, this card has a special credit builder feature which helps members build their credit.

Prepaid Visa® Black Diamond RushCard
	100% Guaranteed Approval* – No Credit Check Free Direct Deposit – sign up now and have a safe place to put your tax refund Only card that lets you change your fee plan whenever you want to Free prescription discount card Easy Bill Pay – pay bills, rent, or write personal checks Card to card transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes Poor

Card Summary
The Black Diamond Rushcard is a prepaid Visa debit card. With this card you can only spend what you deposit onto the account. The card does not charge interest and you can’t overdraft the account so you don’t have to worry about costly overdraft fees. It is an easy and a convenient alternative to using a credit card or traditional banking. This card can be used anywhere that Visa debit is accepted. Each time you make a purchase, that amount is automatically deducted from your RushCard balance. There are several ways to add money to the account, including free direct deposit. This card is available with the monthly plan option which gives you a fixed monthly fee that allows for unlimited free signature transactions and two free ATM with draws each month.

Loading The Card
Adding money to the card is easy and there are a variety of ways you can do so. Depending on how you load money to the account you might be charged a fee. You can sign up for the free direct deposit and have your paycheck automatically deposited into your account. Your paycheck will be electronically deposited into your account each pay day. This is a safe convenient way to get your paycheck and you won’t have to pay a fee like you do when you have to cash your check. You can also have government checks directly deposited to your account like SSI, child support, or tax refunds. You can make a cash deposit to your card with using MoneyGram® ExpressPayment® service at approximately 40,000 locations nationwide. Most Walmarts and CVS stores offer this serviced. You can add money to your RushCard for FREE by mailing a check or money order to UniRush Financial Services. All checks undergo a verification hold of up to 10 days from the time we receive your check before the funds will be posted to your account. PayPal transfers and bank wire transfers are also acceptable.

Monthly Plan
The Black Diamond card utilizes the monthly plan. This plan gives you a fixed monthly fee, allows you to have free two ATM withdraws a month, and an unlimited amount of signature transactions. There are not additional charges for these benefits. The monthly fee is $9.95 and there is also a $3 activation fee with the monthly plan.

Credit Builder
This card has a unique feature that not all prepaid cards provide. The credit builder helps card members build credit. The RushPath Credit Builder keeps track and reports when you pay bills with your card. You can pay any bill like your utilities, rent, phone, and etc. RushCard automatically reports your payment history to LexisNexis® and PRBC®, a national credit reporting agency. These credit reporting agencies basically will create a file for you to report positive credit. In the even you apply for a loan or credit card if the lender uses this service they may use your prepaid history in order to approve your. The service is free to all members you just have to enroll in it.

Free Card Features
It is always free to use your online account. With this you can view your account history, balance information, monthly statement and much more. You even have the option to get free text messages or emails about account information. The card also offers an online money tool to help members develop a budget and teaches overall account management.

Black Diamond Rushcard Fees
This card does not charge interest and you won’t ever be responsible for overdraft fees because you can’t overdraft the account. However, there are some fees you should be aware of which are highlighted in the table below. To see a complete list of fees review the terms and conditions of the card.

How To Apply
The Black Diamond Rushcard is a guaranteed approval with no credit checks. It doesn’t matter if you have good or bad credit you will be eligible. You can apply online today, it is easy and can be done in minutes. If you have questions or need help with the process you can call customer service at 1-866-RUSHCARD.