The YAP MasterCard is a prepaid card that allows cardmembers to add money to their card and make purchases anywhere MasterCard debit is accepted. Once you spend the funds you can easily reload the card. The YAP MasterCard offers a variety of ways to load the card including direct deposit. The card has a simple fee plan and offers a unique way to transfer money to your card from your cell phone. You can easily apply for the card anytime online.
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
YAP Prepaid Summary
The YAP prepaid card allows users a risk free alternative to traditional banking. With the card you will never be charged interest or every have to worry about over drafting the account. The card offers some of the same features a bank account or credit card offers. Like the ability to pay bills online, make online purchases and make ATM withdraws. When applying for the card your past credit history does not come into play. You can apply for the card whether you have good or bad credit, this card is available to anyone.
Loading the Card
There are a variety of ways to load funds to your YAP MasterCard. All card members can take advantage of direct deposit, mobile payments, online transfers, bank account transfers and retail locations. Direct deposit is free to all cardmembers. This allows you to get your paycheck or your government check electronically deposited to your account. You have the ability to make online transfers from one YAP card to another or make a transfer from your bank account. You can also visit one of the retail locations worldwide and load the card with a Green Dot® MoneyPak®.
YAP Mobile Payments
One unique feature the YAP MasterCard offers it the ability to send money, receive money, and conduct money transfers instantly with any mobile phone. This can be done from any cell phone by sending a test message. You can also get your card balance anytime by senind a text message.
YAP Free Features
All YAP cardmembers get the following feature for free just for being an account holder.
- YAP MasterCard Prepaid Card: FREE
- Activation Fee: FREE
- Fee for domestic purchases with signature or PIN: FREE
- YAP MasterCard Shipping and Handling: FREE for a limited time (Reg. $5)
- Monthly Account Fee WAIVED for first month: FREE
- Receive money: FREE
- Check your YAP MasterCard Prepaid Card balance: FREE
- Check your last YAP Mobile transaction: FREE
- Send money via Yapplet or website: FREE
- Load your card with direct deposit: FREE
- Transfer money from your bank account: FREE Your bank may charge a fee
YAP Prepaid Fees
With prepaid card you don’t have to pay interest or worry about overdraft fees. However, there are some fees you need to know about. The list below provides some of the fees associated with using the card.
| Description | Fee |
|---|---|
| YAP MasterCard Prepaid Card | FREE |
| Activation Fee | FREE |
| Fee for domestic purchases with signature or PIN | FREE |
| Monthly Account Fee WAIVED for first month | FREE, $5 thereafter |
| Receive money | FREE |
| Check your YAP MasterCard Prepaid Card balance | FREE |
| Load Cash at Retailers | Varies according to retailer |
| Withdraw cash from an ATM | $2.00 Fees charged by ATM operator may apply |
| Check your balance at an ATM | $0.50 |
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