List of Secured Credit Cards
Secured credit cards offer those with poor credit a chance to improve their credit score with responsible use of a credit card. Applicants must deposit money into an FDIC insured savings account to secure payment of credit card charges. Secured credit cards typically charge an annual fee.
| Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank® |
|---|

 | - ZERO – 0% FIXED APR on Purchases – No Intro Rates!
- ZERO – 0% Rate Won’t Change – Even If You’re Late!
- ZERO Application Fees
- ZERO Worries – FREE Personal ID Theft Protection
- ZERO Delays – Timely CREDIT Bureau Reporting
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | N/A | 0% | See Terms* | No | Poor |
|
| New Millenium Bank Secured Black Diamond Visa® or Mastercard® |
|---|

 | - Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | No | Bad |
|
| UltraVX Visa® |
|---|

 | - UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
- * Subject to terms and conditions.
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 18.9% | See Terms* | No | Bad |
|
| Public Savings Bank Secured Card |
|---|

 | - 0% APR on purchases for 6 months
- No annual fee or monthly fees
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $10,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | 0% | 6 months | 11.24% | none | No | Bad |
|
| New Millennium Bank Platinum Visa® or MasterCard® |
|---|

 | - Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 Annually | No | Bad |
|
| Next Millennium MasterCard® |
|---|

 | - No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | No | Bad |
|
| First Option Visa® |
|---|

 | - Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Today!
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 19.5% | $59 | No | Bad |
|
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