Shell MasterCard

5% rebates on Shell gasoline purchases
Earn 1% rebates on all other purchases made everywhere else
No Annual Fee

Introductory Rates & Offers
The card offers a special introductory balance transfer APR. As long as balance transfers are completed within 6 months from date of account opening, 2.99% for 6 months from date of first balance transfer. After that, same as for purchases. Your APRs may vary each billing period based on changes to the prime rate. The purchase and balance transfer APR equals the Prime Rate plus 7.99%. The cash advance APR equals the Prime Rate plus 14.99% (never lower than 19.99%). The default APR equals the Prime Rate plus up to 23.99%.

If you default under any agreement you have with us because you: do not make the minimum payment when due, go over the credit line, or make a payment to us that is not honored, all your APRs may automatically increase to the default APR. We set your default APR by reviewing (1) the seriousness of your default with us and (2) your credit history.

Rewards
The Shell MasterCard Rebate Program is a program of Citibank. Rebates are earned by making purchases with your Shell MasterCard. You earn rebates of five percent (5%) on purchases of Shell gasoline (excluding diesel and aviation fuel) at Shell locations within the United States (“Shell Purchases”) and on your first $100.00 of daily Jiffy Lube purchases at Jiffy Lube locations within the United States (“Jiffy Lube Purchases”). You earn rebates of one percent (1%) on all other purchases of goods and/or services (“Other Purchases”) made with your Shell MasterCard. Rebates are earned only on Shell Purchases, Jiffy Lube Purchases and Other Purchases made for personal, family or household purposes.

All rebates earned will be reflected on your billing statement and will be automatically redeemed by applying the rebates as a credit against your future Shell Purchases. Your Shell Purchases will be listed separately from all other transactions on your billing statement, and the rebate amount that is credited against those purchases will be reflected on your billing statement. Purchases returned for credit do not earn a rebate and your balance will be adjusted (including rebates already redeemed) in the event that the purchase is returned or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rebates. Any rebates not redeemed within twelve monthly billing cycles after the billing cycle in which they are earned will expire. All unused rebates expire upon termination of your Shell MasterCard account, whether terminated by you or the bank.

We reserve the right to cancel, terminate or otherwise change the terms of the Shell MasterCard Rebate Program at any time upon 30 days prior written notice. We reserve the right to interpret and apply the policies and procedures relating to the Shell MasterCard Rebate Program and all such determinations by us shall be final and conclusive in any case. The Shell MasterCard Rebate Program and/or any of its individual elements are void where prohibited by federal, state or local law. We may take appropriate administrative or legal action, including the cancellation of your account, in the event of any fraud or abuse in connection with the Shell MasterCard Rebate Program. We are not responsible for disputes relating to rebates between joint account holders and/or authorized users. You are solely responsible for making any determinations regarding the tax consequences of any rebates you receive pursuant to the Shell MasterCard Rebate Program.

Rates & Fees