Simmons First Visa® Platinum Card Review

The Simmons First Visa® Platinum Card issued by Simmons First National Bank and is designed for those with excellent who are looking for a low cost platinum credit card. The best feature of this credit card is the reasonably low interest rate offered on purchases and cash advances. In addition, there is no annual fee and no fee on balance transfers.


  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Rates and Offers

The Simmons First Visa® Platinum has an APR of 7.25%. This card does not offer an introductory rate on purchases of balance transfers. If you are looking for a reasonably low interest rate credit card and do not care for any extraordinary benefits this card might be ideal for you.

Additional Simmons First Visa® Platinum Card Benefits

  • Global Acceptance: Obtain cash on a 24-hour basis from ATMs worldwide where Visa credit cards are accepted and aash advances available at financial institutions where Visa credit cards are accepted.
  • Travel Insurance: All cardholders covered with Travel Accident Insurance at no additional cost. Coverage amount is $1,000,000 and covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder.
  • Emergency Cash and Credit Card Replacement: This service is available to VISA Platinum credit card cardholders who are traveling and have reported their VISA credit card to be lost or stolen.
  • Car Rental: Coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. Available worldwide on 24-hour basis unless precluded by law or in violation of the territory terms of the rental arrangement. Rental transaction must be completed with a covered Visa Platinum credit card. Cardholder must decline rental company’s collision damage waiver or similar option.

    • How to Apply for the Simmons First Visa® Platinum Card

    Applying for the card is quick and easy. We’ve provided a link below that will take you to the official Simmons First website for the card. From this page, you can click on the apply now button to go to the Simmons First Visa® Platinum Card secure online application. The application takes just a few minutes to complete, and they will even notify you by e-mail or regular mail the outcome of your application.

    To get started, visit the Simmons First Visa® Platinum Card official website.


Speak Your Mind

*