Which credit card is best when making a large purchase? We believe the answer depends in part on what you are buying. For example, if it’s an expensive vacation, an airline or travel rewards card might be best because you can earn more rewards. If it’s a home renovation, a cash back card might be the best option. You also might want to consider a 0% APR card to avoid fiance charges or a card with a low interest rate. Of course, a low or no interest rate card only matters if you intend to pay off the balance over time. With that being said, here are 5 cards that might be beneficial to consider when you make a large purchase.

Credit Cards for Large Purchases

	Cash Back	Travel Rewards	0% Intro Rate	Low Interest Rate
Discover More	X		X	X
Amex Starwood		X
Chase Freedom(SM)	X		X	X
Chase Slate			X	X
Citi Select			X	X

Here are details on each card:

Discover® More® Card
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0.00%* 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Yes Excellent Credit*

Starwood Preferred Guest® Credit Card from American Express
	Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* 15.24-19.24% (Variable)* $0.00 1 year, then $65.00* Yes Excellent Credit*

Chase Freedom® Visa
	This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0.00%* 15 months on purchases* 12.99-22.99% (Variable)* $0.00* Yes Excellent Credit*

Slate® from Chase
	No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0.00%* 15 months on purchases* 11.99-21.99% (Variable)* $0.00* Yes Excellent Credit*

Citi® Platinum Select® MasterCard®
	0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0.00%* 18 months on purchases* 11.99-21.99% (Variable)* $0.00* Yes Excellent Credit*