US Bank FlexPerks Cash Rewards Visa® Credit Card

  • 0% APR for the first six months on balance transfers, plus get a great variable rate even after the first six months
  • 3% cash back on all gas purchases for the first 90 days
  • 1% cash back on all purchases
  • No limits on rewards earned
  • No annual fee for the first year and every year you charge at least one purchase to your account
Intro APR Intro APR Period Regular APR Annual Fee Credit Needed
0% 6 months on balance transfers as low as 11.99% $0


Review

The US Bank FlexPerks Cash Rewards Visa® Credit Card is a cash rewards card that offers a 0% APR on balance transfers for the first six months. After the Intro period, the standard APR is 11.99% to 22.99% based on your creditworthiness. The APR for cash advances is 23.99%. There is a $0 annual fee as long as you make one at least one purchase a year, otherwise the fee is $40.

The card allows you to earn 1% cash back on all of your purchases. You can redeem your rewards as soon as you reach $20. There are no limit to the amount of cash back you can earn. The card has a special bonus offer of 3% cash back for the first 90 days.

Verdict

This card offers a 0% for 6 months on balance transfers and 1% cash back on all purchases. There is a bonus offer of 3% cash back for the first 90 days.

Rates, Fees & Details

Basic APR as low as 11.99%
Balance Transfer APR 11.99% to 22.99%
Balance Transfer Fee $5 or 3%
Balance Transfer Fee Min. N/A
Cash Advance APR 23.99%
Default APR N/A
Annual Fee $0
Grace Period 24 days
Min. Finance Charge $2
Late Fee $19 to $39
Foreign Purchase 2% or 3%
Universal Default N/A
Sign Up Fee None
Card Category: Balance Transfer Cards | Cash Back Credit Cards | US Bank

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How to Apply Online: You can apply for the US Bank FlexPerks Cash Rewards Visa® Credit Card in minutes by completing the online application.

Disclaimer

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